What Happens if the Other Driver Does not have Insurance?


Fortunately, Illinois is a Fault car insurance state. This means that determining who is responsible for the car accident will determine who has to pay for the property damage and the injuries.

This usually means that the insurance company of the at-fault driver will pay for all of the costs of the damages and the injuries up to the policy limit.

Uninsured Motorist Coverage In Illinois

If you have car insurance in Illinois, then your policy is required by law to include uninsured motorist coverage. The policies must insure you against motorists who do not have insurance or who do not have enough insurance to pay for all of the damages and injuries that you have suffered.

In cases where the other driver is not insured it is especially vital that a car accident victim contact a skilled Chicago car accident law firm.

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